FREE CREDIT REPORT
It is essential to find out what the 3 major credit reporting agencies knows about your credit history and credit score. With our free credit report, you'll get all three of your credit reports in addition to all your past credit history!
If you're looking to get a mortgage loan, car loan or just applying for a job, it's a must!
1. Is this really free?
Yes.
2. What is a credit report?
A credit report is a record of an individual's or company's past borrowing and repaying, including information about late payments and bankruptcy.
3. What exactly is a credit score?
A credit score is a three digit number representing the person's creditworthiness or the likelihood that person will pay his or her debts.
4. What are benefits of getting my credit report?
Knowledge of your "financial status", as credit bureaus and everyone else sees it, is vital for many reasons.
Credit reports can be extremly useful when you plan to apply for a home loan, car financing, education, personal, business or any other kind of loans. Also, you should check your reports periodically to be assured that your personal information is fresh and up to date and to prevent your identity theft.
What's included in your free credit report?
Your credit report includes various data about you, such as:
- Personal information:
Your name, phone numbers, addresses (including current and any past addresses), your full employment history, Social Security Number, and even more. - Public record information:
Bankruptcies, court decisions, tax and attorney's liens, outstanding taxes, plus more. - Credit history:
Your mortgage loans, auto loans, cash advances, personal and business loans, student education loans, credit cards and debts, along with other credit lines you have, as well as your payment history (did you missed a payment, late, or payments were on time). - Inquiries on your credit report:
Find out what organizations and individuals have requested your credit track record. - Credit Report Disputes:
Any information that you have added disputing your report items.